How VestPay Works
The easiest way to handle platform payments
VestPay is a payment orchestration layer built on Stripe Connect. We handle the complexity of multi-party payments so you can focus on building your platform.
Secure by default
PCI-compliant infrastructure with funds held in regulated, ring-fenced accounts.
Launch in days
Simple REST API instead of months of Stripe Connect setup and compliance work.
Flexible splits
Configure complex disbursement rules visually or via API — no code changes needed.
Who it's for
Any platform that moves money between parties
Marketplaces
Buyer protection, seller onboarding, and automatic escrow release for product delivery confirmation.
Service Platforms
Milestone-based payments, freelancer payouts, and dispute resolution built in from the start.
Rental Platforms
Security deposit management, nightly rate collection, and host payouts that release on check-in.
Gig & On-Demand
Per-job payment collection, dynamic platform fees, and instant payout to service providers.
Core capabilities
Everything built in, nothing bolted on
VestPay replaces months of bespoke Stripe engineering with a battle-tested layer you can integrate in a weekend.
Escrow Engine
Hold funds securely in regulated accounts until configurable conditions are met. Works with custom rules, webhooks, and manual release.
Multi-Party Splits
Distribute payments to any number of recipients with percentage or fixed-amount rules. Fees, royalties, and referrals in one pass.
Instant Disbursements
Release funds in real time or on a schedule — daily, weekly, or triggered by business events in your platform.
Recipient Onboarding
KYC verification, Stripe account creation, and bank connection handled for you. Branded to your platform, zero compliance burden.
Refunds & Reversals
Automate proportional refunds across all split recipients when a buyer disputes or returns. No manual reconciliation needed.
Audit & Reporting
Immutable event logs for every transaction, rule execution, and payout. Exportable for finance, legal, and compliance teams.
Webhooks & Events
Rich event stream for every payment state change. Build real-time notifications, triggers, and automations on top of VestPay.
No-Code Dashboard
Create and manage rulesets, view transactions, and configure payouts from a visual dashboard — no engineering required.
Why VestPay
Don't build it yourself
Implementing multi-party payments from scratch is one of the most complex fintech engineering challenges. Here's how VestPay compares.
Ready to launch faster?
Start integrating VestPay today. Your first $50k is on us.